Comments on: The Best Budget Tip I Know http://apracticalwedding.com/2008/08/best-budget-tip-i-know/ Weddings. Minus the insanity, plus the marriage. Wed, 08 Feb 2012 10:09:15 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: SamB http://apracticalwedding.com/2008/08/best-budget-tip-i-know/comment-page-1/#comment-57450 SamB Thu, 28 Apr 2011 15:23:58 +0000 http://apracticalwedding.com/2008/08/best-budget-tip-i-know/#comment-57450 I do this with everything in my life, actually! Actual money, not even a debit card. Because I will legitimately use the debit card until it stops working, like a person who lets the gas gauge get all the way down to "0 miles left" before going to try to find a gas station... I do this with everything in my life, actually! Actual money, not even a debit card. Because I will legitimately use the debit card until it stops working, like a person who lets the gas gauge get all the way down to “0 miles left” before going to try to find a gas station…

]]> By: Lee http://apracticalwedding.com/2008/08/best-budget-tip-i-know/comment-page-1/#comment-8898 Lee Mon, 01 Sep 2008 19:46:49 +0000 http://apracticalwedding.com/2008/08/best-budget-tip-i-know/#comment-8898 This is so important to talk about. I've found that while planning my wedding it's been easy to congratulate myself on keeping my budget reasonable because there are so many examples of people spending ridiculous amounts of money on weddings. I have to remind myself that it isn't the comparison that matters--it only matters that we're spending what we can afford without accumulating any debt. This is so important to talk about. I’ve found that while planning my wedding it’s been easy to congratulate myself on keeping my budget reasonable because there are so many examples of people spending ridiculous amounts of money on weddings. I have to remind myself that it isn’t the comparison that matters–it only matters that we’re spending what we can afford without accumulating any debt.

]]> By: Laura E @ Southern Wedding http://apracticalwedding.com/2008/08/best-budget-tip-i-know/comment-page-1/#comment-8899 Laura E @ Southern Wedding Sun, 31 Aug 2008 20:19:09 +0000 http://apracticalwedding.com/2008/08/best-budget-tip-i-know/#comment-8899 What a great idea! I agree hands down. This is a tip that can come in handy for anyone on a budget. What a great idea! I agree hands down. This is a tip that can come in handy for anyone on a budget.

]]> By: GetMarried4Less/LadyT http://apracticalwedding.com/2008/08/best-budget-tip-i-know/comment-page-1/#comment-8900 GetMarried4Less/LadyT Sun, 31 Aug 2008 19:22:34 +0000 http://apracticalwedding.com/2008/08/best-budget-tip-i-know/#comment-8900 oh yeah....this is working really well for me. so well in fact that with 2 months to go i have a good bit to do bc i didnt have money to do it earlier, lol.... oh yeah….this is working really well for me. so well in fact that with 2 months to go i have a good bit to do bc i didnt have money to do it earlier, lol….

]]> By: Mrs. Andi http://apracticalwedding.com/2008/08/best-budget-tip-i-know/comment-page-1/#comment-8901 Mrs. Andi Fri, 29 Aug 2008 13:44:37 +0000 http://apracticalwedding.com/2008/08/best-budget-tip-i-know/#comment-8901 I 100% agree with you! I plan to either use cash/debit or sign up for a very low-balance credit card to get some bonuses (& improve my credit), but paying it off each month so that it can continue to be used. You don't want your new married life to already be tied down with MORE debt! I 100% agree with you! I plan to either use cash/debit or sign up for a very low-balance credit card to get some bonuses (& improve my credit), but paying it off each month so that it can continue to be used. You don't want your new married life to already be tied down with MORE debt!

]]> By: rebekah http://apracticalwedding.com/2008/08/best-budget-tip-i-know/comment-page-1/#comment-8902 rebekah Thu, 28 Aug 2008 14:26:03 +0000 http://apracticalwedding.com/2008/08/best-budget-tip-i-know/#comment-8902 You get that budget! Happy to be a bride who had not one penny of debt attached to her wedding! I cannot emphasis enough how much it would suck to wake up the day after and be seriously in debt. You get that budget! Happy to be a bride who had not one penny of debt attached to her wedding! I cannot emphasis enough how much it would suck to wake up the day after and be seriously in debt.

]]> By: Anonymous http://apracticalwedding.com/2008/08/best-budget-tip-i-know/comment-page-1/#comment-8903 Anonymous Wed, 27 Aug 2008 13:08:24 +0000 http://apracticalwedding.com/2008/08/best-budget-tip-i-know/#comment-8903 110% agree with you, girl! For the deposits we pay with a credit card (for security reasons in case something goes awry, AND because we get miles), then we pay the balance off each month with cash from our "wedding fund".<br /><br />We have had a 3 year engagement in order to pay cash for the wedding, and while it's not the way most people would do things, it's worked beautifully for us. 110% agree with you, girl! For the deposits we pay with a credit card (for security reasons in case something goes awry, AND because we get miles), then we pay the balance off each month with cash from our “wedding fund”.

We have had a 3 year engagement in order to pay cash for the wedding, and while it’s not the way most people would do things, it’s worked beautifully for us.

]]> By: Paisley http://apracticalwedding.com/2008/08/best-budget-tip-i-know/comment-page-1/#comment-8904 Paisley Wed, 27 Aug 2008 11:54:19 +0000 http://apracticalwedding.com/2008/08/best-budget-tip-i-know/#comment-8904 Our wedding costs are being split between us, my parents, and my real father. My parents are paying the bulk of it and i have a credit card of theirs in my name that they pay off everytime i make a purchase. I know exactly how much they can spend in one month and I stick to it. We are also paying for smaller deposits and expenses out of our savings account meant just for the wedding. Its going so well so far and no one should be going into debt for us to get married. I already feel guily that my hard-working parents are being so generous about paying and they will know how we feel about their support, financially and emotionally, during our speech on the wedding day. I can't wait! Our wedding costs are being split between us, my parents, and my real father. My parents are paying the bulk of it and i have a credit card of theirs in my name that they pay off everytime i make a purchase. I know exactly how much they can spend in one month and I stick to it. We are also paying for smaller deposits and expenses out of our savings account meant just for the wedding. Its going so well so far and no one should be going into debt for us to get married. I already feel guily that my hard-working parents are being so generous about paying and they will know how we feel about their support, financially and emotionally, during our speech on the wedding day. I can’t wait!

]]> By: Anonymous http://apracticalwedding.com/2008/08/best-budget-tip-i-know/comment-page-1/#comment-8905 Anonymous Wed, 27 Aug 2008 09:04:40 +0000 http://apracticalwedding.com/2008/08/best-budget-tip-i-know/#comment-8905 One quick comment. I like the "Pay with cash via credit card approach" Pay with a credit card, but always always always (no exceptions) pay off your balance in full every month. There are a couple of benefits here. One, some cards do have good reward programs, that could be used for cash back, honeymoon extras, etc. But more importantly, if you need to buy something online, or really any big purchase, the charge back option you have in the case of a dispute can be your best friend. Also, debit cards don't always have this protection, so a credit card is your best option. A credit card (if paid off in full every month just like it were cash) can protect you quite a bit. One quick comment. I like the “Pay with cash via credit card approach” Pay with a credit card, but always always always (no exceptions) pay off your balance in full every month. There are a couple of benefits here. One, some cards do have good reward programs, that could be used for cash back, honeymoon extras, etc. But more importantly, if you need to buy something online, or really any big purchase, the charge back option you have in the case of a dispute can be your best friend. Also, debit cards don’t always have this protection, so a credit card is your best option. A credit card (if paid off in full every month just like it were cash) can protect you quite a bit.

]]> By: Catherine http://apracticalwedding.com/2008/08/best-budget-tip-i-know/comment-page-1/#comment-8906 Catherine Tue, 26 Aug 2008 18:20:39 +0000 http://apracticalwedding.com/2008/08/best-budget-tip-i-know/#comment-8906 Great advice! I've also learned that some vendors will give you a small discount (think 5%) if you pay everything in one lump sum. If it's a vendor that you know you can trust 100% (I wouldn't do this for any fly-by-night florist or cake baker, obviously), it's something to consider. Thanks for such consistently thought-provoking and honest posts! Great advice! I’ve also learned that some vendors will give you a small discount (think 5%) if you pay everything in one lump sum. If it’s a vendor that you know you can trust 100% (I wouldn’t do this for any fly-by-night florist or cake baker, obviously), it’s something to consider. Thanks for such consistently thought-provoking and honest posts!

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